Your Wallet, Gone Digital.

Create an Account Once and Bypass Checkout Forms Forever.

Ideal Masterpass by Ideal Credit Union® is a free digital wallet service that makes online shopping safe and easy by storing all of your payment and shipping information in one convenient and secure place. With Ideal Masterpass, you simply shop, click and checkout faster online.

Works with all of these credit, debit and prepaid cards

Used with Mastercard, Maestro, Diners Club International, Discover, Visa, American Express

Works on any connected device

Smartphones, Tablets, Laptops

Use it anywhere you see this button at checkout

Buy with Masterpass

Store your favorite cards and shipping addresses in your Ideal Masterpass. Then, when checking out online, just sign in and let Ideal Masterpass do the rest. The merchant gets the information they need, and you get to skip reentering all of your payment data.

Sign in to your account

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Confirm your payment and shipping information

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Checkout - without reentering all of your payment data.

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Shop with confidence online at any store - large or small - that displays the Buy with Masterpass button. The multi-tiered security built in to Masterpass makes it as safe as it is convenient.

We send your data to the merchant over an encrypted channel.


Confirm your identity through an added security code.